Premium Bonds - have you won anything?

Zilch.

Yer, same here Jazzi…:frowning:

OK

Just cashed in my ISA.

Was for £20k which I have received £150 in interest in the past year

Invested the Money in PB brining my holding up to just over £40k.

Interest rate on PB is 1.40% compared the ISA one at 0.75%

I hope you have better luck with your new investment next year, Galty :slight_smile:

When and where do you get to see the accrued interest on Premium Bonds? I’ve had quite a few for very many years and have never once seen any interest…and sadly not many prizes either! :frowning:

I don’t think it works like that Lindy there is no accrued interest just the possibility of prizes.

They pay 1.4% interest on all the Bonds held, some winners get a better return than that and some don’t.

Blimey I didn’t know that Galty… thankyou

Oh no they don’t!

“Interest rates
No interest earned. Instead, the interest rate funds a monthly prize draw for tax-free prizes.”

The thing is Galty you have to check your ISA to make sure they haven’t reduced it .
Every year they bring out a new product .
They dont tell loyal customers these things .

So checked my ISA last week and found it was now 0.50 % yet they had an new one out at 1.45 % :frowning:
It only took minutes on line to change but it was my own fault for not checking earlier .

This was with Virgin money .
Their rates are at the moment .

Instant access 1.45%
One year fixed 1.51%

But with PB there is always the chance of a big win !

My ISA are in investment funds so no set rate. I do check bank account rates and swap them though…banks show no loyalty at all so neither do I to them.

I have one of those too .
It’s just plummeted as the Stock Market has taken a nose dive :frowning:

Yup…but keep your nerve Muddy it will be ok…she said with fingers crossed :slight_smile:

Hope so :frowning:

That’s as I said but you censored my whole retort.

Will state again PBs return on all bonds held 1.4% interested on bonds held to be paid to bond winners, some more than others.

Two years ago my winnings returned a 3.7%

This year was just under 1% but better than my ISA

REALLY? I thought your post read:

"Just cashed in my ISA.

Was for £20k which I have received £150 in interest in the past year

Invested the Money in PB brining my holding up to just over £40k.

Interest rate on PB is 1.40% compared the ISA one at 0.75%"

White man speak with forked tongue!! :lol:

I bet you play the Lottery.:lol::lol::lol:

Wrong again!! But I deal only with facts!

Enjoy your interest! :cool::cool::cool:

Good… so at last you accept the FACT that PB pay 1.40% interest.:lol::lol::lol:

WRONG AGAIN!

It needs to be stated factually…Premium Bonds do NOT pay interest. However, 1.4% interest funds a monthly prize draw!

Your premium bonds do NOT accrue interest! FACT!