Ahhhh … you and Patsy should leave them in then 
Answering my own question about cashing them in …
Think it takes 8 working days after they receive your application, to get a refund
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I have some Premium Bonds and I used to have regular wins! These days, I think the winnings I receive only amount to how much interest I would have earned in the bank!
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May be worth taking them out and putting them back in again
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You probably know, Mark, that you can opt to have your winnings in three ways:
(1) Sent by a cheque.
(2) Paid directly into your nominated bank account.
(3) Reinvested in new Premium Bonds. In this case, you do not need the minimum investment sum of £100.
Compared to National Lottery tickets, I believe them to be much better. If you lose on one month, you still have the same chances the next month - without having to pay for more tickets.
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I’ve had just £50 in bonds for years but won £50 twice!
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I have a few and have the occasional win.
I would like to invest in gold. That loverly shiny yellow metal. Hold it in my hands and drool and have orgasims over it.
But when you buy it you pay a premium. When you go to sell you also pay a premium.
So where can you get it on the cheap?
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Today is the 1st of November.
I’m expecting a telephone any minute now to tell me I’ve won a million pounds.
I shall have a slap-up party - and you’re all invited…
The 'phones ringing …
Damn! Apparently Microsoft have detected a fault on my PC, but a nice Indian gentleman is presently mending it for me.
It’s gonna be my lucky day, I just know it.
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Bit behind, aren’t you mate? I thought it was December. :shock:
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Thanks for that, Jazzi.
My Mickey Mouse watch wasn’t worth the 95pence I paid for it on the market.
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You’re about right Rachel. I recently cashed mine in and within about 8 days the money was back in the bank.
The Post Office won’t supply the forms any more though, not even a main post office won’t (well ours didn’t anyway), you have to fill in the request directly on line now.
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I have 2 x £1 bonds given as birthday gifts when I was in my teens…Needless to say, I’ve never won anything.
Malc.
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Prize announcements this morning…
My OH has won 5 x £25
I’ve won a poxy 1 x £5
There’s no justice!
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Your turn will come 
.
Today I will be altering my account so that all my premium bond wins will be used to purchase more bonds. This sending them to my house is a right pain.
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Think it’s about time I started buying more.
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They are more of a Premium Con trick to get hold of your money .
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my sister has a few & only had them in 6 months & so far all her small wins have amounted to £700 … i have some & have won small amounts £125 but more than a bank would pay for in interest so thats a bonus
I cashed mine in because I never had a single penny in 12 months. At least I’d have got some interest in an ISA.
I don’t know what to do with all my surplus money
Put it in my Christmas card?
After a long afternoon on the computer, and rebooting (printer wouldn’t work), I now have two forms printed out. One to the bank for monthly standing orders (I am going for £50 a month), and a form to register for online.