And Sunderland even doing well in the Premier League now 
Doncaster Rovers have not been too shabby in this season so far either…
Concerning the premium bonds…I reckon it’s my turn for the million this month… 
No. But just over £5 on the Euro millions.
Awww come on Foxy.
You can Pull the Sunderland One Armed Bandit.
A tad harder than the 0.1% This month.
Else I will ask my mate Angus, at Kirkbymoorside, to pop round.
Collect your underpants. And Auction Em.
As he tries 2 find. >> Where Yorkshire is.
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Nothing for me this month as I surrendered my complete block. A new block issue next month until my next decent win.
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This is a fun thread! It’s great to see everyone sharing their experiences with Premium Bonds. It’s a great way to save, even if you don’t win big. The hope of a prize is a nice incentive to keep saving, and a little bit of fun is always good. The most important thing is that we’re all saving for the future!
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£25 again this month
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Dunno yet…I’ll keep my under garments on for the time being QeS…
It’s sometimes about four or five days before I get an email from them…
The suspense is killing me, but I love it…I’m the bloke who opens his Christmas presents last…
That’s quite true Doctor, and unlike the lottery, you’ve still got your initial investment…
Glad you are enjoying the forum…
Nothing for this month.
A welcome £500 this month .
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Well done Mags…
£125 same as last month
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Nice one Galty, I’m still waiting for news…
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Well done to the winners. I wouldn’t mind £500!
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With, nearly, a full set, my winnings, over a rolling twelve months, have not kept up with my bank’s interest.
Haven’t checked, yet, whether the amount invested is losing by the dropping value of the pound.
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The last conservative government dropped prize money significantly, just before they left power. I believe there have been 3 cuts in what they predict you should win, % wise, this year. The first in January, the second in April & the third in August. There was also a fairly big reduction last year.
There used be 91 £100,000 prizes, in 2024 that reduced to 85. There were similar reductions in the number of most other prize numbers. However, there are still two £1,000,000 prizes & the number of £25 wins increased by 400.
Premium bonds rely upon luck to produce an estimated 3.6% return. In 2024, the rate was 4.65%. But a high interest bank account could give well over 5% guaranteed. No luck required.
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Which prompted a looksee here also.
Had accumulated dribs and drabs of £50 > £100 Since 1960.s. Maxed out with a whopper This year
Findings based on the last 12months.
Certainly the expect slippage during the last 12.
Average Wins 3/Draw. Average/Month £246 With wins from £25 >> £800. Estimated Interest 5.7% pa.
Started out as just a Safe place to Save. Now a favourite to retain.
Incidentals. Which may be useful
Tried, Tested & Recommended.
#1. Withdraw All old Bonds ie Say circa pre 2000. Certainly Pre 2008.
And Reinvest as a Job Lot.
#2. Invest March.
April & May Have consistently been. Universal Promising Months. Probably due to The NS&I Making a Tax Year Clean Up. And resetting parameters for the new Tax year etc.
Best of Luck Peeps.
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You prompted me to calculate my percentage from this years winnings QeS.
It comes out at 3.75% but there are Decembers winnings to be included…Providing there are some winnings to include…
^5 OGF. This prompted me to do a Backtrack beyond the last 12 months.
Finding that your 3.75% is closer to the norm. Than the exceptional I quoted.
Which rather typifies That the larger the Job Lot deposit The greater the chance. Than a multiple series of smaller amounts. 
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I’ve gone a little further back and included the last 3 years and found that the interest paid per annum was quite poor…2% ish…This year turns out to be my best year.
It placed some doubt in my mind that perhaps my stash is not doing as well as it should be…
So I’ve been looking around. Apparently some establishments offer up to 4%…But there’s a catch… 
They only really offer 2% or part thereof, they offer a first year bonus…an extra 2% just for the first year, and in most cases this can be variable… 
When you consider the excitement each month, wondering if you hit the ‘big one’ I decided to leave my stash where it is and pay no tax on my winnings, and look forward to retiring to Spain in the not too distant future…
Adios Amigo…
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