Big fan of cash not a fan of technology , a friend has a food truck and us 3 old men go out 3x a week on it , he has some mobile payment gadget which I will not go near , in fact my idea was we only take cash but the other 2 guys as old as I am laughed .
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When I bought my house here 7 years ago it came with some computer nonsense on door and you put in a code and unlocks .
I got rid of that filth and put in regular locks that use keys .
Sure Iām stuck in 19th century but it works for me , lol
I have a 4 year old RAV bit older now and when bought it I asked if a model with roll down windows but salesman had no idea what I meant . Either way they did not .
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Come to Daddy 
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Well if I did forget it I would not get cash from an ATM either.
The problem is if you have a mental block (it happens) and forget your PIN number the harder you try to remember the harder it becomes to recall the number. In my experience itās best to take a stroll around the block FORGET the ATM and itāll just come back to you.
Recently the manager of my local convenience shop was telling me that I was getting more instructions to enter my PIN number than usual was because it was a bank holiday. Thereās increase in phones being stolen/pickpocketed during such times, makes sense and kind of reassuring to some extent.
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Always strikes me as strange that I use finger print and facial recognition on my phone to gain access to key apps such as my banking app. But cards rely on chip & pin - now very old technology.
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Could that be because with our phones we can faff around a bit in our own time and ensure the settings work for us. It might be quite an achievement for shops to set up a similar system for all and sundry efficiently and securely?
I donāt know Lincs Iām just guessing. It probably will happen in time.
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When you have your finger poised over the keypad then forget your 4 digit PIN, itās a good idea to use numbers that form some sort of a pattern.
1 2 3
4 5 6
7 8 9
3652
9658
6541
etc, etc. Can you see the patterns?
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Iām afraid I canāt d00d.
All my life Iāve had what is like a kind of numerical equivalent of dyslexia 
I guess itāll come in handy for some though! 
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But itās about forgetting the numbers: eg. 3652, you start top right corner and your finger goes round clockwise getting the four keys top right. That kind of thing.
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That is exactly how I remember the pin for my primary bank card. Its a short up, across and down. Works well.
Until I was faced with a pin pad sitting sideways to me and fixed to the counter. That change of perspective completely froze my brain. I could not even remember where to start. Three failed attempts and my card was frozen.
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For my home banking I use one of these
So you put in your pin, press a button and another number comes up, that number gets keyed into the HSBC banking site. Bingo.
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Thatās the system I use.
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I had one of those for my HSBC account, but 15 years ago. I thought HSBC had ditched those ages ago. Certainly their UK bank, First Direct, prefers customers to use the same function on the phone app. However, Iāve not used my computer for banking for ten years - just use the mobile.
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They still issue them if you ask.
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Good, that sounds a bit like customer service. Funny old company HSBC. Massive. International. Cautious. First Direct, for me, provides better service for customers. But I an HSBC customer for 15 years - opening my account at their Canary Wharf HQ while running a large project for them. Their UK operation was dominated, at that time, by ex-Midland bank people and I found them to be good, considered and intelligent. Canāt say the same for management in other UK banks.
They used to serve curry on a Thursday in each and every company canteen - after a tradition started in Hong Kong by their founders.
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I am the same as chilli, my brain does not compute such things as numerics.
I will never take an IQ test because I reckon it would be an abysmal score.
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Thatās how I remember my PIN not by the numbers but the pattern it makes on the keypad.
I was lucky that I was able to make my credit and debit cards have the sane PIN because years ago you had no choice except the number they gave you (probably not a good idea but hey ho!)
I used to wonder why calculators and telephones (and now teller machines) had a different keypad arrangement, it used to annoy me for some reason.
The other thing is how predictable PIN number are, the most common is 1234 but after a data breach some one took the trouble to graph it (really???) the lighter the colour the more common the number
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