How do you open up a bank account on the Internet?
How do I apply to my bank, for one?
Do you bank on the Internet, ?..
I don’t understand any of it, and would like to understand it first hand from those who bank on the Internet?
Who do you bank with?
Look in their website, look for online banking and register.
They’ll send you further details like a passcode in the post within a few days. Follow their instructions to log on.
If in doubt, ask your son to help 
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Thanks Dex.
I can’t see them making this internet banking compulsory ,do you?
What’s the point of it?
I know my Son does it, I can’t see the point really why as a pensioner,I need to do it?
It’s not as though I’m wealthy, because I’m not.
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Doubt it’ll become compulsory, but they’re not exactly making things easier with branch closures.
I keep an eye on my MIL’s accounts online for her and make the occasional payments via bank transfers at her behest. If she want details of things, I show her online or she calls me, which is easier for her than phoning the bank, taking a bus to the nearest branch or finding/using a cashpoint.
Some people love doing stuff online and seeing realtime transactions, but it’s up to personal preference and not essential.
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That’s true, there have indeed been a lot of banks closing around here as well.
I never associated that with internet banking, thanks for the advice, I will phone my Son on Monday and get more details from him, cheers!..
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If he showed you his account, what it looks like and the sort of stuff that can be done, then that’d be handy. However, in fairness, he might not want his mum to know his financial affairs. 
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Banks are closing down left right and centre .
I have done internet banking for years you will soon get the hang of it .
You don’t have to be wealthy to have bills to pay , direct debits and standing orders they can all be managed online .
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The Bank where I hold my main Bank account still has a branch in my local town, so I could go into the branch if I needed to but since I retired from my job working in the Bank, I have found it much more convenient to do most of my banking transactions online.
I find it is much quicker and more convenient to go online rather than to ring up the bank or go into town just to check my bank balance or my latest payments, or check whether some money I’m expecting has been received or make a payment to a friend or the window cleaner, transfer some money from one account to another etc etc
If you are not sure how to register for online banking, it may be best to call in to your bank and ask them to explain to you how to register for their online banking service.
Once you are registered, you will have a username and password to log in securely - there is usually some extra security checks too when you set up new payment instructions or transfer money out of your account.
All the security checks are there to help keep you and your money safe.
Always make sure you are on the correct website for your bank before entering any log in details. I save my Bank log-in page as a “favourite” on my computer to make sure I’m using the genuine log in page for my Bank.
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He never asks how much I have in my account, I know how much he has.
When I stay with him, he says, how much do you need, isn’t your allowance enough!..
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Best not to show him your account. Might give him ideas 
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All my banking has been done on the internet for years, first with my BHP Credit Union, now with one of the big four banks. I could (but don’t) use my phone instead of a credit or debit card. There are still ATMs for cash though I only use one about once every couple of months and cheques or deposits are handled by the Post Office.
As soon as I spend any money my phone goes “Bing” and tells me “$34.27 paid from account ending 1234” almost instantly usually before the checkout has given me the receipt.To be honest its a bit annoying though you can turn it off.
Easy as.
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Also, I’ve never been stung by fraud from using it. In fact, having access to it 24/7 has enabled me to identify and react to possible dodgy transactions immediately, rather than wait for a paper statement.
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I do all my banking via my phone Pauline
Once you’re up and running it’s a breeze
The sort of thing that’ ll make you wonder why you didn’t do it sooner.
The only thing it doesn’t do is give out cash!
I haven’t yet gone over to swiping my phone instead of my card when paying at supermarkets etc. My thinking is, if I lost my phone I’d be stuck… and someone else could be happy swiping my phone in the meantime!
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You’d still have your card, and the googlepay app (or applepay) is protected by your phone password or however you login.
Losing your card would give crooks the same level of contactless/pin free payments.
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I use my phone for swiping but, IIRC, I have to unlock it for the pay app (Google Pay) to work.
The reason I use it rather that card is that phone payments are more secure because the card number is not exchanged with the reader.
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Ah true Dex, very true
The thing with me though, is I guard my handbag and purse like my life depends on it whereas my phone I put down everywhere and anywhere (I never forget to pick it up though!)
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Plus my phone buzzes when the transaction has occurred correctly, which is more than you get with a card.
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Yes a buzz can give one quite the thrill, agreed
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Okey dokey. My phone is always on my body somewhere whenever I’m out. Oddly enough, I’ve started to leave my wallet and cards at home.
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I love my phone, a computer in my pocket. Except it’s not in my pocket most of the time, but my debit card is. Therefore, I don’t do phone payments, not needed, plus it’s an extra security risk.
I’ve been doing internet banking, on my home computer, for ten years now: check card transactions, balance, transfer money, etc in the comfort of my own home. That’s the way to go @pauline3
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