How do pensioners in the UK receive their state pensions since the DWP stopped paying via the now obsolete PO payment card? The DWP will only pay the state pension into some kind of bank or BS account, and that of course is if the BS will accept bank transfers from the DWP.
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I do not know. But simply google UK unbanked and there are lots of site explaining unbanked issues and numbers. And thanks for making me double check. The numbers I quoted are old - perhaps 6-7 years out of date. The current numbers are more like 0.2% of the population or 150,000 people - glad to make this correction.
Wow! Well over 1 million pruned down to 150,000 makes me wonder what other facts youâve posted are incorrect Lincs⊠
could it be that those 150,000 are in prison because you are not allowed a bank account in prison where your account will be suspended or frozen�
Iâm surprised not to hear from Strathmore, after all, he lives in France and probably uses a British Bank AccountâŠI would have thought he would be championing all of the Ex-patsâŠ
There is a big difference between being refused an account because you wish to live abroad, and having one cancelled in the UK. Why on earth would Farage want to help someone who has left the UK. Surley, itâs the responsibility of the migrant to make sure they will be financially stable.
Sometimes Lincs, I think you put obstacles in Farageâs way simply because you donât like the bloke or his politics, which is why you should be applauding him because that frozen account in the future might be yoursâŠ
Banks have far too much power, and if this is allowed to continue, it might be the banks that end up running the government. I suppose it has put a shiver down the spines of some MPâs nowâŠ
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Always best to read the finer points and meticulously go through the detail before leaving UK.
Which is what we did before deciding not to move abroad. Learning the language a huge help.
Incorrect, never mind. 
A lot of things people can easily overlook.
What this reflects is me wrongly quoting a number from a few years ago rather than the current number. In fact the number of unbanked has been falling very rapidly for many years. The decrease from 1.5 million to 150,000 reflects this and shows the trend. This is fast becoming a non-issue.
As for the overseas issue - people were not ârefused an accountâ, rather the account they had previously held for many years whilst abroad. Their accounts were cancelled. Without warning in many cases. Because of Brexit and Farage. Compared to Farage who fell below the banks threshold (and was rightly viewed as a liability) these people really got shafted. Whilst they had a Spanish or French local account they needed their UK account for receiving monies such as pensions. Financially stable but shafted by Brexit. Tens of thousands - unlike the 1500 a year de-banked in the UK. Proper scandal.
Of course you did. And so did so many who moved years ago. No-one predicted that Brexit would happen and that the Brexit that did happen would shut their UK accounts. That was never mentioned. Like so many other things Farage didnât mention.
Complacency was David Cameronâs mistake.
Jan 22
I read a lot.
Coutts chief executive stands down
CRANE ON THE CASE: My vulnerable in-laws got 'debanked' by HSBC | This is Money1kkeo4m_gaOTA1MjMwNjI0LjE2NjU4NjM5MzI._ga_XE0XLFFF16*MTY5MDQ3OTIwNC4zOTcuMS4xNjkwNDc5MjExLjAuMC4w
You are talking a load of rot! NF has said from the outset that every person needs a bank account (especially these days when benefits, pensions etc are paid into them) and should be entitled to one.
He is launching a website for anybody having trouble getting or keeping a bank account in the UK. It is non political and everyone will be welcomed to share their stories or receive advice. Sounds a good idea to me.
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Labourâs Ed Miliband told the BBC Newscast podcast that the row was a âbad episodeâ for NatWest and Coutts but added we need to âmove onâ.
The shadow climate change and net zero secretary said it was ârightâ for NatWest boss Dame Alison to resign, but added: âWhen people try and then sort of make it into a sort of grand conspiracy against lots of people, I sort of slightly part company with it.â
He continued: âI think it was bad, it shouldnât have happened but letâs not blow it up into sort of the biggest thing ever.â
Which ties in with:-
The great complacency: what Cameron unleashed
- The Labour Party. Ed Miliband was pro-European, but his shadow cabinet had plenty from the Gordon Brown tradition of Treasury opposition to any efforts by the EU to limit the damage of ultra-liberal Davos-style âGet Richâ capitalism. The Left of the Labour Party, headed by Jeremy Corbyn and John McDonnell, were still living in the Tony Benn world of Europe as a giant capitalist plot to do down workers. They did so even as evidence mounted that in many EU member states, workers and unions enjoyed more rights, better pay and a greater say in the running of their firms than was the case after 13 years of Labour rule in Britain.
Wrong again Lincs. You quoted (wrongly) that the figure represented those who did not have a bank account and not those who had been debankedâŠ
Obviously, more people have realised that itâs impossible to exist without a bank account. So they have had to bite the bullet and open oneâŠHence the gradual decrease of people who do not have a bank accountâŠ
Thatâs just the point though Lincs, in a lot of cases itâs not because they have fallen below the accepted level of ackers, itâs because the bank doesnât agree with their politics, and thatâs why Farage is making a stand. This is a cross party protest by people fearing that it could happen to them if they donât align with the banks idealsâŠBanks are not there to judge peoples moral standards or political aspirations.
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I never realized banks had morals of any sort.eg:The Swizz were very happy to take Nazi gold.
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The âWokesâ will be down on you like a ton of bricks for that type of attitude 
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If my numbers were wrong then simply provide us with more accurate figures (with sources). In the meantime I stand by 150,000 not having a bank account (unbanked) and 1,500 having their bank account closed on them (debanked). I was very clear on the two categories.
Can you provide data to support this claim? I suspect not. Empty speculation only.
There is a FB site with over 10,000 people who have been debanked.
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Share a link pls. I found my info from a google search but if thereâs better info then Iâm happy to find out about it.
I saw that people on that Facebook page are encouraging each other to submit Subject Access Requests (SARs) to flood the Bank with requests to supply the personal data they are holding about them.
Under existing data protection laws, they could have done this when they first tried to find out why their account was closed - or they could have complained to The Financial Ombudsman about it.
If my Bank closed my account without giving me an acceptable reason, the first thing I would have done is either complain to The Financial Ombudsman or to request a copy of all the personal data they held on me.
Itâs quite easy to find out info about how to complain and what your rights are under data protection and what you need to do to obtain your personal data file.
Why did they all just do nothing and wait until Nigel Farage mentioned it before they decided to get together en masse and âflood NatWest with SARsâ ?
All that will do is clog up the Bankâs customer service teams if they all submit requests at the same time, thus causing a delay in providing the info requested, which they will no doubt complain about too.
I expect these 10,000 people will not have had their accounts closed all for the same reason and some of the reasons may be perfectly legitimate and reasonable.
I remember the days of hearing ex-customers slagging off the bank I worked for, long before the internet, theyâd be moaning to their mates and acquaintances in the local pub, saying theyâd had their account closed for no reason.
If I overheard them or if their comments got back to me, I couldnât set the record straight because it would be a breach of confidentiality but I knew the full story and often it was because they had been frequently breaching the terms and conditions of their contract with the bank - usually it was relating to unauthorised borrowing but they never admitted that to the people they were slagging us off to!
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With or without the internet, information is out there. Be informed and ask the right questions, especially with money queries.
NF admitted he did not know about SARS, before his account was closed.
For just a moment thought that said FBI, going to get specs on.