It seems fine to me!
I agree, Omah.
As I said just now, I am even more surprised because Aytree said he is ex-police!
Certainly worth boasting about that’s for sure. 
Had the same thoughts as yours myself Mups .
I’m in a similar situation as I’ve said before, but no, I wouldn’t tell anybody apart from my wife exactly what I’m earning/taking from my pension/leaving in there. You don’t submit your personal income and other similar details to the world. That’s just stupid and naive.
And a police officer should definitely know better!
I understand how some people keep their income private. THat’s their business. But I don’t care myself. When my wife and I were both working full time, I had two jobs (One for various organisations and the other my private practice) and she had one. We were earning nearly $300k a year between us. To some on a basic wage with no skills margins that may seem like a lot. To others it is chickenfeed. It’s all relative. But in both our opinions, even with a child to support, That was certainly enough for us. Now my wife still works FT but we live on less than half of that with the last of a mortgage still to pay. Our son does work part time and contributes. Our house needs work and the car needs updating. It will happen in time. Some of our friends are wealthier and get to go on overseas holidays more often. Big deal. Other friends have trouble making ends meet and are struggling.We still feel far from poor. No complaints at all.
Of course it is … 
I agree. I just said what I earned (Then and now) but what I haven’t disclosed is my full name, address and bank account numbers and anything else that could reveal me to a potential cyber crook. So I am a “hypothetical”…Is that still stupid? If it is well what can I say?..silly me.
Pension wise offer good advice, but you need an independent pension advisor to advise you in what is best for you, I was going to see one in June but couldn’t make it, I will go in October, I’m hoping to semi retire next year, find a job doing something for a few hours a week, or even full time, just to avoid weekends and get out of the company I work for, I don’t have anything worked out financially, but I’m not too worried, something always turns up,we both have to wait until we’re 67, until we get the state pension, but I’m hoping to draw on my workplace pension and a private pension, the lady from pension wise said they are both good pensions…
Can we assume your house is paid off ? No mortgage?
And what have you done with your savings? Are they just sat in a crappy bank account earning laughable interest ?
If you invest wisely you should be ok imho but there’s the rub. Investing wisely is a skill ad comes with risk.
You should get advice about what to do with the savings imho and make sure it is working for you earning good interest. Diversify so all the eggs are not in one basket.
An IFA should be able to suggest options.
Going forward your house will provide equity. You could release equity later on or sell and downsize to liquidate its value.
Wow…to me, thats a fortune Aytee.
I now think I should have been a policeman… thinking about it, in my youth I was always helping them with their enquires
A fortune / lottery win to me too
Sounds amazing to have that amount of future
Best of luck
This may help you:
Aytee, properly invested your savings alone should be bringing in around £7,000-7,500/yr gross. As others have said, find yourself an IFA (first ½hr chat is usually free). He or she will help you to decide on what level of risk you are willing to take with your money and what goals you want to achieve with it. Make sure the IFA is truly independent (should tell you in the first 5mins).
Hi
I do not need a big house or a new car.
I am divorced after a long term marriage.
Sold the house, split the Pension.
Paid off the Kids Student Loans and have a nice 3 bed Ex Council, no mortgage and my car is mine.
Even after splitting the Pension I have over £30k a year plus my state pension after Tax.
I only pay Basic Tax, as part of my Pension is Tax Free as it is an Injury Pension.
I also do the Rent A Room Scheme, which is £7000 a year Tax Free.
I do not intend to pay Inheritance Tax, so my savings are Minimal.
I also give my son money, it is paid out of Income, so does not count
I will never buy a new car, I buy Ex Works, 3 years old and run them until they die.
I shop at the Market and Lidl and grow my own.
I spoil my Pretend Grandkids and support Local Charities.
I have really good holidays.
I am content with life.
It is all relative to your life style
That is a decent income even if working.
However money soon goes if you smoke, drink, and take many holidays
Older people advertising wealth on the Internet must confirm to scammers that it’s worth their while to keep targeting the elderly. I think we need to let them read how poor we are.
Like many pensioners, I haven’t got two ha’pennies to rub together …honest.
When you think the full state pension is around £169 a week and we manage our lifes quite well on that . I did smoke but gave up , i do eat out maybe once a month but never spend more than £25 on the meal . I get help with my council tax and am grateful for it too . I have had holidays but always always on a budget , other than a holiday of my lifetime to Thailand 4 years ago . Now it will be little coach trips . I do run a car but have decided if im still here at 80 ill give up driving .
Ive never known any other life style so what ive never had ive not missed if you get my meaning.
All you need to know is Mr Micawber’s recipe for happiness:
“Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.”
(Charles Dickens, David Copperfield )
Fortunately my income has always exceeded my expenses and I am very happy about that, what else is there to worry about?