Both. A spender until the mortgages were paid off, then a saver. Now we’re spenders again, spending money dragging this bungalow into the 21st century.
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I’m a saver. The only debt I took was a mortgage which I’ve settled. I have no credit whatsoever.
I make the most of loyalty/rewards programs.
If I want a big ticket item, I save for it and I wait for sales/discounted prices. I always research first.
I really want to travel whilst I’m young so that’s my current priority besides bankrolling my son’s tertiary education.
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Now is definitely the time to spend and buy what you always wanted (if you have savings) because everything will a) get so much more expensive soon b) may never be in the shops again in the near future.
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