Which prompted a looksee here also.
Had accumulated dribs and drabs of £50 > £100 Since 1960.s. Maxed out with a whopper This year
Findings based on the last 12months.
Certainly the expect slippage during the last 12.
Average Wins 3/Draw. Average/Month £246 With wins from £25 >> £800. Estimated Interest 5.7% pa.
Started out as just a Safe place to Save. Now a favourite to retain.
Incidentals. Which may be useful
Tried, Tested & Recommended.
#1. Withdraw All old Bonds ie Say circa pre 2000. Certainly Pre 2008.
And Reinvest as a Job Lot.
#2. Invest March.
April & May Have consistently been. Universal Promising Months. Probably due to The NS&I Making a Tax Year Clean Up. And resetting parameters for the new Tax year etc.
Best of Luck Peeps.
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You prompted me to calculate my percentage from this years winnings QeS.
It comes out at 3.75% but there are Decembers winnings to be included…Providing there are some winnings to include…
^5 OGF. This prompted me to do a Backtrack beyond the last 12 months.
Finding that your 3.75% is closer to the norm. Than the exceptional I quoted.
Which rather typifies That the larger the Job Lot deposit The greater the chance. Than a multiple series of smaller amounts. 
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I’ve gone a little further back and included the last 3 years and found that the interest paid per annum was quite poor…2% ish…This year turns out to be my best year.
It placed some doubt in my mind that perhaps my stash is not doing as well as it should be…
So I’ve been looking around. Apparently some establishments offer up to 4%…But there’s a catch… 
They only really offer 2% or part thereof, they offer a first year bonus…an extra 2% just for the first year, and in most cases this can be variable… 
When you consider the excitement each month, wondering if you hit the ‘big one’ I decided to leave my stash where it is and pay no tax on my winnings, and look forward to retiring to Spain in the not too distant future…
Adios Amigo…
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