Yes DM, that is quite correct, the options were limited, beyond the face value. 
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On thing that really holds back this country is class structure which I don’t agree with. When I worked for BT I met the poorest and multi millionaires. What levelled them all was thinking we all came into the world the same way via a women ,i mean, and we will all depart from the world as well. OK I have a nice house and comfortable living standard but who do the neighbours come to for help?
Nothing worse than being looked down upon because you are a tradesman, having been there any that come here to do some work the first thing is getting them a cup of tea or coffee.
Stuck up prigs I have no time for usually they a hopeless at the simplest of jobs anyway.
Also having been on the other side of the fence so to speak, because you have your own business people tend to think your stinking rich without considering the time money and effort put into the business to make it a success.
So yes the heading is correct regarding me I suppose.
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Retirement is a great leveler.
Not that we have the class structure in this country where your accent determines your social status. It is also true to say that having a trade in this country is viewed as a very good thing (no such thing as a “tradesman entrance” here). I would even venture to suggest that, within an organisation, a tradesman is valued more highly than, say, an engineer.
Not sure, Bruce. Those who were better off while working are so as retirees.
You can only speak for your self, a retiree would say, if I decide at 10.00am this morning I want to do??? I can. I still work but, if I decide (@ 10.00am) I want to do??? I can, maybe that is doing OK in life?
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I am mainly talking about the English class system. “Better off” is a relative term anyway, I am not rich but I can’t spend my retirement money quick enough to stop it accumulating so I have to give it away either to charity or my kids (All the while avoiding the pension means test). The problem is at our age there is only so much that you need or can spend - there is no point in being the richest corpse in the graveyard.
Yep Bruce, some folks see a pension as a way to eternal life, as you say, if you ain’t spending it, there is little point in accumulating it.
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Good for you, then. My kids could do with some more money and they’ get it from me.
As it always was and forever will be … the bank of Mum & Dad to the fore → CHARGE!!