Is this a scam? Royal Bank of Scotland offering a rebait

Totally agree. What has Reggie got to say now?

Arrived at our bank at 9.30 my wife asked if this check was ok to put into her bank the lady said it looks alright and put it in, one other Strang thing it was from Lloyd’s bank.
The lady said the check will be cleared by tomorrow, I will check on line.

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A rational course of action.

As the check was changed to Lloyds and and my wife did have this bank, fingers cross.