As long as the insurance is paying for this Swim, and you can have some input into the refurb.
You could come out of this better than before…
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Things are moving along, Swimmy, thank goodness.
You won’t have to wait and guess what will happen and for how long once the insurers decide the right path to take.
However, this means continued displacement, discomfort, and adapting daily to environments for you. All very stressful in the best of circumstances.
I’m so sorry this has taken so long, yet you stay strong and positive. I am in awe of you. ![]()
^5.As we all are Swim. So good to sense that you’re not short of having. Tried, Tested & Achieved. With your strong PMA.
Those Aquariums. The visual stimulants. Of Peacefulness and Tranquility.’
We here, supporting and admiring your tenacity.
Glad to hear things are moving but such a traumatic event and repair.
One nice thing about having a wooden house is that if it catches fire it will be a pile of ash and metal roofing in about 15/20 minutes, rebuild is the only option.
These things take time to discuss and move forward. But glad things are on the move for you. Good luck, Swims.
Hi
Late yesterday I had an email detailing the agreed works between the House Insurers and the company acting for me.
They have done a joint survey of my house and the fire damage.
The damage is far worse than it seems.
It is not just the plaster upstairs that has cracked, it is the block walls as well.
Every internal wall upstairs has to be demolished and are replaced with stud walling.
The electric wiring has been made safe, but because of the demolition, the whole system has to be renewed and compliant with current regulations.
Every radiator has to be removed and refitted.
Every first floor window has warped and has to be replaced.
The entire bathroom has to be replaced.
What was going to be a couple of weeks in a hotel has been scrapped, the hotels will not accept me for that length of time.
So it is going to be a Care Home for respite care, but my Insurers will not pay for the food, which is around £300 a week, instead of the £39 a week I currently spend.
Get Uber eats?
Hi Bruce
Not an option here in the UK, they are not covered by Insurance.
Hi
At last some progress.
I am being moved out a fortnight on Monday, to a care home, for at least nine weeks to allow for the works to be done to the house.
I really seriously do not want to be going there.
It is my idea of a nightmare, a communal lounge, watching Soap Operas, playing Bingo and having a sing along before bedtime.
Internet access is very slow and limited to their approved sites.
I have less rights than an illegal immigrant or someone charged with murder.
Welcome to today’s UK System
That surprises me but you can always use your phone as a hotspot.
It is good that something is happening.
Hope it works out for you Swimmy, you never know who you will meet and perhaps enjoy their company. Mrs Fox spent most of her life working life in nursing and residential homes and there were some very interesting people in them. I got to know quite a few engineers and even scientists. Some of them didn’t want to be there either.
Swimmy, I will be sending along wonderful hugs for you to keep in a basket next to your chair. Please use them as needed, and let me know when your supply is running low.
Note: My hugs may have to push OGF hugs aside to get to you, but my hugs will hold on tight!![]()
As ever Swimmy I admire your strength of character and resolve!
No hugs from me, just respect!
And me ![]()
For what it’s worth we use our wash at 40C. We also use a clothes line to save that too. But then I’m a grumpy tight old Scotsman…
Hi
An update, quite an important one.
I am now in the Home,single room, brilliant staff,but food etc most definaitely not as avertised.
However I am coping and the work on my house is well underway
Whilst the workers on site are brilliant according to my helpers who are there watering the conservatory and garden, the company doing the repairs are not.
More on that later.
There is one huge issue you should be aware of.
I am insured with Sky, they act as agents for a large Insurance Company.
They have recently changed that Company from Zurich to Aegis.
My house Insurance is due for Renewal on 15th August.
They have informed me that they are refusing me Insurance due to my claim.
This is in spite of the fact that my claim is a no fault claim and Sky are recovering the costs from Dunelm who sold a faulty appliance.
This may well be costing me thousands in trying to get home and contents insurance due to no fault of my own,
I think it’s about time some good luck came your way.SF.
It’s lucky you are a tough resilient Yorkshireman ![]()
Sorry to hear that Swimmy, it sounds like you need a good solicitor, one of those ‘No win No fee’ outfits. There must be something you can do to get some satisfaction. Failing that, we’ll send some of the Over 50’s boys round to sort em’ out…Well, I say ‘boys’… ![]()
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Have you had a look in line for Insurance suggestions? I had a quick look with “best house and contents insurance” and there are pages of them in the UK.
Of course they might have skin in the game but as long as you are aware of that you should find someone better.
Hi
Thanks for that Bruce.
Loads advertised, but very few will even look at a renewal for someone who has been refused renewal.
The prices are horrendous,even for a No Fault Claim.
I have had to instruct my Loss Adjusters to add the cost of renewal to the Claim.