My two friends went to Spain for 6 weeks , sadly her husband died while there , he had a fall and an ambulance called and he was taken to hospital , she with him in the ambulance . There was a lot of talk about their holiday insurance and talk of money to be paid up front, my friend knew they were covered and paid a certain amount as asked knowing the insurance company would cover it , sadly husband died 2 or 3 days later . During this awful time or just after my friend discovers the insurance does not cover them because they were taken to a private hospital and they were only covered for a public hospital . She has now arrived home alone to be bombarded with huge bills into the thousands and herself is ill in hospital .
I don’t know the ins and outs as only briefly chatted but I have heard of this happening before in other countries. Holiday insurance only covers for public hospitals, not private, and one should always insist on being taken to one and not private . What a terrible thing to happen .
Has anyone any more info on this ?