Yes the idea is to take the max lump sum so that I can minimise tax on the pension income. But not sure where it’s best to invest the lump sum to get the best tax free benefits. I realise I have trust issues which make my life difficult! 
I have a paranoia that it’s all cowboys out there.
I was thinking of whether it’s tax efficient to move the lump sum into another pension pot which I can pick up later.
What does that mean? Are you obliged to start receiving your pension payments at 60, rather then not taking them and allowing the pot to grow more? It is your money, held in a pension pot, run by a pension company. You should have a say in what happens to it.
Again, this is where an IFA can look at the pension policy and advise. Your comments about all the world of financial advise being a jungle are over fearful. In your town or area there will be good ones.
In my experience a good IFA can give better insight and advise than the company managing the pension.
I’m applying for redundancy but not sure whether I will get it. It’s not yet clear what is happening and we won’t know more for a couple of months. I want the redundancy to bridge the period between the end of employment and my pension age.
I’m not sure it is that simple. Say the pot is 200k (ish) - as this should give an annual pension of about 10k. That is below the income tax threshold. So zero income tax each year. The lump sum tax is only 0% for the first 25% of the total. You are taxed on the rest, I think. And the pension company will also take a withdrawal fee of a quite a few thousand.
I am really looking forward to it!
I am not so sure that is the case , I am retired but do local plumbing jobs , granted not one every day but average 3 a week .
I go there fix it and leave , I do not charge by the hour and half that hour I am not texting or looking at messages like so many do and people who call me over and over and want me to go their family / friends house tell me just that .
I am not saying this to pat my self on the back but to make a point how plenty of younger workers are not professionals , truly addicted to their phones and simply do not care .
Unless one votes on one issue perhaps 2 you do not ever win in politics , IMO it is simply lesser of the evils .
A born workaholic, all my life, til health forced me to retire, work for me was a lifestyle, never about the money.
Do you miss work ?
I grew rather bored , tired of being retired after 6 months so years ago began again to do local plumbing jobs and not long ago added 3 nights friends food truck , we do have a lot of laughs meet interesting people
Immensely.
Utopia comes in many versions.
What is life without purpose, unless of course, life serves no purpose for you, then you are already dead.
Its not only cash one has to prepare for in old age (forget the retirement trigger point) one has to ponder the Purpose in advance and try to provide for it.
“What is this life if, full of care, We have no time to stand and stare”
But surely it is up to the individual to determine what that purpose is for them. My purpose might amount to no more than a handful of day to day things. Walk the dog, read a book, tidy a bit of the garden or house, make dinner. That might be sufficient purpose for me most days. The best thing about retirement is that these simple and very limited purposes are enough, if I so choose.
Retirement is a time to study life and the simple things in more detail, time you didn’t have while working.
Knowledge can not always be obtained from a book or the internet, some practical experience is also necessary…
Hi
That explains my ineptitude when it comes to sex. 
Unfortunately Swim, sex is not on the curriculum of most retired persons…Especially those with heart trouble… 
Cracking one off the wrist is the best you can expect…
Forget that Foxy, at this age my eyesight don’t need no further deterioration 
That’s just an old wives tale otherwise I’d have had a white stick in my teens…
