To hack someone is easy. I takes time and something called ‘social engineering’.
If someone wants to hack you, they need to know that the person is alive and active. First they will follow someone to their house, they will take not of the house number, street name and any other area identifiers, town, city for example. You then go to site 192.com and start entering in the information you found. If registered with the site you will find the name(s) of the people living at the targeted address.
Once you’ve found the person’s name, you then do internet searches on the name, you look for social media accounts, see which ones they use and start to look through them. Your looking for birthdays, something that will give you a clue as to the persons birthday, that way you get such information as the persons date of birth, name and possible ages of other relatives, things like mothers maiden name or children’s name or partners name, even their date of births.
Now you know much information about the target, the persons full name, where they live, their date of birth, possibly mothers maiden name, names of children and other relatives who’s names and date of births might be used as passwords or set as a secret word.
The hacker will try to get as much information about you as possible because it will allow them to avoid suspicion at the next stage which is to use ‘social engineering’ on your bank. They will ring the banks support line number and try to use a very convincing excuse as to why the bank person on the phone needs to give them access to your account, obviously the bank person thinking they are talking to you and not the hacker.
The whole point is to try and get the bank person to believe they are talking to the account holder using what ever trick they can, hence the term ‘social engineering’, and in a lot of cases it works. Most of the time it’s to have a new credit card/bank card sent to a fake address which the hacker will be waiting to pick up.
When a bank has been tricked in this manner, they will never admit to it and will always claim they was talking to the account holder and it’s only when the account holder goes to the press and tells them what s**m bags the bank is in allowing fraudulent behaviour to take place and do nothing about it, that’s when they admit their wrong doing and give the account holder their money back BUT it does not always work.
People have lost thousands upon thousands of money due to banks not doing their job properly in allowing hackers to get the better of their phone operators and the some banks just come back with, ‘not our problem, we dealt with the account holder, followed their instructions’ regardless of the fact they was dealing with a hacker. Some banks just do not care.
So stressful and annoying 
Nooooo Thanks…